In The News

This article highlights 20 documented instances where retirees or pre-retirees have experienced significant erosion in their retirement savings—often 60-70% or more of potential net worth—due to bad advice, high fees, conflicts of interest, or unsuitable products like annuities, private credit, and structured notes. Drawing from 2024-2025 studies, SEC/DOL reports, and news, these cases underscore how conflicted advisors and illiquid investments can compound losses over time,

Election anxiety in New York City is turning into a real estate boost for South Florida, especially as wealthy buyers look for stability, lower taxes, and a safer environment. In recent months, developers have reported hundreds of millions of dollars in new contracts from New York buyers, many of whom are relocating or purchasing second homes. These buyers often come with strong financial backgrounds. Their willingness to purchase quickly and pay premium prices is helping dri

President Donald Trump announced this week that he plans to use tariff revenue—money collected from taxes on imported goods—to fund $2,000 payments to low- and middle-income Americans. Any remaining funds, he said, would go toward reducing the nation’s $38 trillion debt. In a Truth Social post, Trump defended his idea and criticized those who oppose tariffs, calling them “fools.” He explained that revenue from tariffs could both provide relief to Americans and help lower the

By Brian Rezny, Founder of Rezny Wealth Management In a recent statement amid soaring housing costs, President Donald Trump floated the idea of 50-year mortgages as a way to make homeownership more affordable, calling it "no big deal." reuters.com  The proposal aims to stretch out payments, potentially lowering monthly burdens for buyers struggling in today's market. abcnews.go.com While the intent to ease access to the American Dream is understandable, as a financial advis

At Rezny Wealth Management, our investment philosophy centers on identifying companies with durable competitive moats, accelerating earnings growth, and untapped potential for price appreciation. Alphabet Inc. (GOOGL), the parent of Google, exemplifies this approach. As a core holding in our portfolio—representing a meaningful allocation of approximately $1.62 million as of Q3 2024—we view Alphabet as a standout opportunity in the evolving tech landscape. Our optimism stems f

Tesla's Pivot to AI and Autonomy Tesla's AI strategy is centered on its Full Self-Driving (FSD) software and neural network architecture, trained on data from millions of vehicles worldwide. This camera-only approach enables rapid improvements in safety and scalability, positioning Tesla as a leader in real-world AI applications. By Q2 2025, Tesla had expanded its AI training compute with an additional 16,000 H200 GPUs, bringing total capacity to 67,000 H100 equivalents, fuel

The Deception and Fake Promises Equity-indexed annuities (EIAs), frequently hawked at "free steak dinner" seminars aimed at unsuspecting retirees, are marketed as a foolproof way to capture stock market gains without any losses. Yet, these products are fundamentally built on lies and deception, using high-pressure tactics that gloss over their severe limitations and hidden pitfalls. Regulators such as the SEC and FINRA have issued stark warnings about their complexity, potent

In the dynamic world of investing, pullbacks are a natural and essential part of the journey—think of them as "six steps up, two steps down," a healthy rhythm that resets markets, clears excess froth, and paves the way for sustained growth. As Brian Rezny of Rezny Wealth Management, with over 35 years of proven expertise, emphasizes: true success comes not from blindly following the crowd, but from strategic actions that work and timely adjustments to client portfolios. Never

By Brian Rezny, President of Rezny Wealth Management – A Fee-Only Fiduciary Money Manager At Rezny Wealth Management, we prioritize sound, strategic investing that builds lasting wealth through assets with real, tangible value. That's why we don't invest in cryptocurrencies like Bitcoin. In our view, it's pure speculation—essentially buying nothing with no intrinsic value. While blockchain technology holds promise as a tool for global efficiency over decades, Bitcoin and its

By Brian Rezny, President of Rezny Wealth Management – A Fee-Only Fiduciary Money Manager In the world of big tech, Amazon (AMZN) stands out as a powerhouse that's often overlooked amid the hype around AI giants. But with stellar Q3 2025 results, Amazon is proving it's primed for massive growth. This short overview explores why AMZN might be the most undervalued stock in the Magnificent Seven (AAPL, AMZN, GOOG, META, MSFT, NVDA, TSLA), trading at attractive multiples while le

By Brian Rezny, President of Rezny Wealth Management – A Fee-Only Fiduciary Money Manager As investors, we're often told that being debt-free is the ultimate goal. But what if holding onto low-cost debt could actually build more wealth over time? In this article, we'll explore why rushing to pay off debts like a low-interest mortgage might not be the smartest strategy, especially if you can invest that money for higher returns. We'll use simple comparisons, including a 30-yea

As president of Rezny Wealth Management, a fee-only fiduciary firm in Fort Myers, FL, Brian Rezny has long criticized structured products and the product-pushing model of non-fiduciary advisors, emphasizing that true advice means avoiding sales-driven conflicts to deliver adaptive, risk-controlled strategies. His firm charges flat fees and puts clients first—no commissions from tricky investments. Structured products, like notes tied to stocks or indexes, epitomize industry f

NASCAR Champion Kyle Busch Sues Pacific Life Over $8.6 Million Losses Tied to IUL PolicyIntroduction In a stark illustration of how investors can be misled by financial advisors peddling complex insurance products as foolproof investments, two-time NASCAR Cup Series champion Kyle Busch and his wife, Samantha Busch, have filed a lawsuit against Pacific Life Insurance Company, alleging they suffered devastating losses exceeding $8.5 million from misrepresented Indexed Universal

Recent headlines from major outlets like NBC News point to tens of thousands of layoffs being blamed on artificial intelligence. There’s no question that AI is reshaping industries — automating routine work, cutting costs, and transforming how companies operate. But while the short-term headlines focus on job losses, the long-term story is far more complex — and, for investors, potentially rewarding. Yes, AI Is Replacing Jobs Across industries — from tech and finance to custo

Are You at Risk of a Financial Scam? Half of Americans say they’d invest in a deal with guaranteed, sky-high returns—even though that’s a classic warning sign of fraud. Younger investors, social media followers, and anyone chasing “get-rich-quick” opportunities are especially vulnerable. Scammers today are smarter than ever, and one wrong move could wipe out years of savings. Learn how to spot the red flags, protect your money, and avoid becoming their next target.

At Rezny Wealth Management, we’ve long said that more investment would return to the U.S. economy rather than going overseas. The $500...

At Rezny Wealth Management, we’re keeping a close eye on mortgage rates—and they dropped again last week. According to Freddie Mac’s...

At Rezny Wealth Management, we see John Deere’s recent announcement as part of a much bigger trend. The farm equipment giant plans to...